| Quality of Coverage | “All Risks” | “Named Perils” | “Named Perils” |
| Personal Property – Contents | $75,000 | $75,000 | $75,000 |
| Loss of Use | Unlimited | Unlimited | 20% of Contents |
| Personal Liability/Occurance | $1,000,000 | $1,000,000 | $500,000 |
| Medical Payments Per Person | $10,000 | $10,000 | $5,000 |
| Additions & Alterations | $7,500 | $7,500 | $1,000 |
| Loss Assessment | $50,000 | $50,000 | $1,000 |
| Replacement Cost on Contents | Included | Included | Not Included |
| Occasional Employee -“Workers Comp” | Included | Included | Included |
| Extended Theft | Included | Included | Included |
| Rented or Borrowed Vehilce Liability | Included | Included | No Coverage |
| Back-Up Sewers & Drains | Unlimited – Up to Policy Limit | $2,500 | Not Included |
| Not Included | |||
|
SPECIAL LIMITS –
UNSCHEDULED ITEMS |
jewelry/furs combined | ||
|
Jewelry
|
$5,000 | $2,500 (Theft) | $1,000 |
|
Furs
|
$5,000 | $5,000 (Theft) | |
|
Money
|
$1,000 | $1,000 | $200 |
|
Silverware
|
$5,000 | $5,000 (Theft) | $2,500 (Theft) |
|
Guns
|
$5,000 | $5,000 (Theft) |
$2,500 (Theft) |
|
Securities (accounts ,deeds, passports, tickets, letter of credit, etc)
|
$5,000 | $5,000 | $1,000 |
|
Mysterious disappearance of Unscheduled items (see above)
|
Included | Not Included | Not Included |
|
Total Estimated Annual Premium
|
| NOTES:(1) Higher deductibles can be obtained for an additional credit. (2) Personal Article Floater coverage is available for jewelry, furs, silverware, fine arts, etc.
This comparison is for illustration purposes only. |