Lewis Chester VS The Competition: Renter’s Insurance

COVERAGE TYPICAL RENTER’S POLICY (ISO HO- 3) Lewis Chester’S STANDARD CONTENTS POLICY Lewis Chester’S DELUXE CONTENTS POLICY
Contents Named Perils Named Perils All Risk
Personal Property – Replacement Cost Not Included Included (if contents replaced) Included
Additional Living Expense 20% Unlimited Unlimited
Backup of Sewers and Drains Not Included $2,500 Unlimited
Debris Removal 5% Limited Damage Property Reasonable Cost Reasonable Cost
Jewelry, Watches, and Furs Theft $1,000 Jewelry and Furs Combined Theft $2,500 Jewelry $5,000 Furs All Risk $5,000 Jewelry $5,000 Furs
Silverware and Goldware Theft $2,500 Theft $5,000 All Risk $5,000
Guns Theft $2,000 Theft $5,000 All Risk $5,000
Securities, Bills, and Manuscripts $1,000 $5,000 $5,000
Watercraft $1,000 $2,000 $2,000
Credit Card Fund Transfer $500 $10,000 $10,000
Business Property – On and Off Premises Not Included $10,000 Incidental Business $10,000 Incidental Business
Personal Injury (Libel and Slander) Not Included Included Included

 

This comparison is for illustration purposes only.