Sample Term Life Insurance Coverage Comparisons

Sample Annual Premiums for $250,000 of Term Life Insurance

Ten-Year Level Premiums for a “Preferred Non-Smoker”


 Age First Colony* North American** Midland Mutual***

  30         $235.00                $215.00                $242.50

  35         $237.50                $220.00                $245.00

  40         $307.50                $330.00                $322.50     

  45         $435.00                $432.50                $432.50

  50         $640.00                $632.50                $630.00

  55         $925.00                $907.50                $915.00

  60       $1,420.00              $1,407.50              $1,355.00

* = "Colony 10", ** = "Econo 10", and *** = "LCT 10"